Need insurance help in NYC?
If you are as confused by health insurance as I am, there is help in NYC! Somehow, my mother Lady Becky operating out of Chattanooga, Tennessee found an organization called APICHA, which just helped this fool fill out all of it’s forms.
You know that Trump both shortened the ACA enrollment period for this year and cut the ad budget which would inform people of the earlier deadline to enroll this year, which is December 15th. I was able to make an appointment at apicha within one week, and was very impressed by the young lady I saw who broke down all the premiums, deductibles bronze, gold, silver plans, etc. Insurance freaks me out because the whole idea is that you pay monthly so that you don’t have to pay when you get sick, yet somehow you still end up paying when you get sick anyway. But there is a way to pick something which best suits your health needs and apicha knew the plans inside and out. Ask about dental, ask about eye doctors, ask about which plans don’t require a referral to see a specialist–whatever you need–and they can tailor a plan for you.
I don’t know how on earth mom found this place, but I’m so glad she did. It started in the 80s as a way to address HIV in the asian and Pacific Islander communities, which were then lumped into “other” so there was little data on the spread of HIV. Now it’s both federally and state funded–yet that could change at any time–and it’s expanded it’s services to everything from help with insurance to mental health counseling to trans issues. They’re opening an office in Queens in February to reach that borough’s large latino community. But if you need insurance in 2018, I think 12/15 is the deadline. If you have questions, they have answers. I feel a little dumb admitting that I needed help, but the process also confused my mom who was a nurse. You need to bring a 2016 tax return, pay stubs or proof of income and a photo ID. But ya better hurry!